FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Credit Cards Debt Economy Featured Personal Finance Smart Ways Not To Go Into Debt When Holiday Shopping 27. November 2010 by Allen There many smart things you can do to keep from going deeper in debt this holiday season any time for that matter One of the best things you can do is not using credit cards . I can already see eyes rolling . However , nbsp I will explain more in detail below why I say don't use credit cards For a reason unknown to me it seems that when shopping and
Saving for your child’s college tuition can be a difficult task, especially in today’s economy. According to a study by Sallie Mae, 60% American families save regularly for their child’s college tuition. A surprising 24% of parents who save, however, admit to using their retirement savings to cover tuition for their children...
Now through December 31, 2010, Lending Club IRA users can receive up to a 3% cash bonus when they make an additional transfer and investment through their Lending Club IRA. Rollover, transfer, convert or contribute an additional: * $5,000 and receive a 1.5% cash bonus * $25,000 and receive a 2% cash bonus * $50,000 [...]
Just as we did last year, we took a look at consumer spending to try to predict the outcome of Black Friday sales and provide some analysis on what that might mean for the economy. Early signs point to a tightening of belts in anticipation of holiday spending. The economy is on the rebound for sure but growth is slowing and consumers aren't spending what they were spending prior to the recession. 
FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Featured General More Consumers Are Winning In Court With Stick It To Sue Happy Debt Collectors Book 21. November 2010 by Allen It is heartwarming to see more and more consumers fighting back against questionable debt collector lawsuits in court and winning . As I have always said half the battle in winning collection lawsuits is showing up and questioning the lack of evidence or proof of a . debt I had previously written about consumers fighting back against
FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search More Consumers Are Winning In Court With Stick It To Sue Happy Debt Collectors Book Home Consumers Credit Cards Debt Debt Collectors Featured Personal Finance Crazy Debt Collector News Headlines of the Week 21. November 2010 by Allen Once again it is time for the crazy , strange and unusual debt collector collection headlines of the week . You know the ones that the Federal Trade Commission continues to turn a blind eye . to Florida woman launches legal battle against loan firms debt collection
FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Featured Personal Finance Scams Fake Courtroom Debt Collector Unicredit America Inc Probe Expanded 15. November 2010 by Allen Last week I reported on Unicredit America Inc for allegedly running a fake courtroom complete with fake deputies , judge and attorneys read it here According to a Michigan newspaper the probe has been expanded and also resulted in a judge ordering the debt collection operation shuttered and at least one client of Unicredit intends to file
, FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Featured Personal Finance Debt Collection Class Action Lawsuit Encore Capital Group aka Midland Funding , Midland Credit Management 15. November 2010 by Allen I sincerely hope this is the first of many class-action and individual lawsuits filed against debt collection companies and their holding companies that fraudulently submit affidavits to courts in order to get a judgment . It is also up to judges to questions these affidavits and to force affiants to show
FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Featured Debt Collector Threatens to Dig Up Dead Daughter and Hang Body From Tree 12. November 2010 by allen A woman in Bellville Missouri received threatening and vulgar phone calls from a debt collector Rumson , Bolling and Associates of California 818-431-8169 Mrs . Henshaw alleges that the collector told her they were going to dig her daughter up and hang her body from a tree if she didn't pay the debt . In addition Mrs . Henshaw recorded several
In these wicked times let us return to the Lord, read His Word, and humble ourselves - that He may exalt us in due time.
, FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Featured Personal Finance Hey GOP , Congress and FTC Stop Listening to Lobbyists and Groups Like ACA International 11. November 2010 by Allen The lobbying and trade groups that comprise the accounts receivables industry aka debt collection industry are constantly clouding issues to dissuade Congress , the Federal Trade Commission FTC Bureau of Consumer Financial Protection BCFP and other state and federal regulatory bodies from further regulating the debt
FMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Featured Personal Finance Finally A Debt Collector Charged With Fraud 7. November 2010 by Allen Oklahoma based Federal Cash Advance of Oklahoma LLC aka CASHMAX , Fed Cash , TOPCASH , Cash Service Center allegedly sent deceptive collection letters to debtors that contained a Dallas Texas County clerk's office forged signature and bore the official seals of Texas and Dallas County . The letters also contained phony court case numbers and included improper illegalFMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Consumers Debt Debt Collectors Featured Personal Finance Debt Collectors Threatening To Sue Freeze Your Credit Right Now 6. November 2010 by Allen 0 Comments Having financial problems Are the debt collectors hounding you If the collection attempts are fairly recent 3-6 months then you should freeze your credit files with all three major credit reporting agencies . When you freeze your credit your original creditors can still access your credit reports . However , third parties such aFMD Consumer Blog A consumer news blog to help consumers fight bad businesses , debt , stop debt collectors debt collection lawsuits , and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search Home Credit Cards Debt Debt Collectors Consumers Personal Finance FTC May Allow Debt Collectors To Target Families of Deceased 4. November 2010 by allen 0 Comments The Federal Trade Commission FTC may change rules governing the collection industry to allow debt collectors to harass family members of a deceased loved one . I personally have several problems with FDCPA changes that would allow collectors to target families in such . manner Unless a family member co-signed or otherwise guaranteed a